Overview
Opening a SeaBank account is a straightforward process designed to be as user-friendly as possible. Whether you’re looking to save, invest, or manage your daily finances, SeaBank offers a variety of account options to meet your needs. In this blog post, we’ll walk you through the steps to open a SeaBank account, highlight the benefits, and provide some tips for a smooth onboarding experience.
Understanding SeaBank
SeaBank Philippines is a rural bank that offers a mobile banking application, allowing you to manage your finances effortlessly on your mobile phone, anytime and anywhere. You can send and receive transactions with both SeaBank and non-SeaBank users, all while earning competitive interest rates with no additional fees and no minimum balance requirement.
SeaBank is part of Sea Limited (NYSE:SE), a global consumer internet company founded and headquartered in Singapore, and listed on the New York Stock Exchange. Sea Limited operates three core businesses: digital entertainment (Garena), e-commerce (Shopee), and digital payments and financial services (SeaMoney).
Requirements of Opening a SeaBank Account
With just a few requirements, anyone can open their SeaBank account conveniently and without any fees or the need to visit a physical branch. Below are the necessary requirements:
- One of the following ID’s listed below:
- Recommended ID (faster verification)
- Plastic PhilD Card
- Paper ePhilID
- UMID
- Other ID
- Postal ID
- Driver’s License (Plastic Only)
- Passport
- SSS ID
- Recommended ID (faster verification)
- Shopee Account, Mobile Number or Apple Account (You can use any of these three options to open your SeaBank account by linking it throughout the registration process. On this blog, I used my Shopee account since I’ll be using it for my Shopee affiliate marketing.)
Benefits of Opening a Seabank Account
- User-Friendly Online Banking: SeaBank’s online platform and mobile app offer an intuitive interface that makes managing your finances easy and convenient.
- Comprehensive Financial Services: From savings and checking accounts to investment options, SeaBank provides a range of services to meet diverse financial needs.
- Secure Banking: SeaBank employs robust security measures to protect your personal and financial information.
- Customer Support: Access to 24/7 customer support ensures you can get help whenever you need it.
- Competitive Rates: SeaBank offers competitive interest rates on savings and investment accounts, helping you grow your money faster.
Steps To Open Your Seabank Account
Step 1: Download Seabank App
First downlaod SeaBank App on Apple App Store/Google Playstore/Huawei AppGallery.
Step 2: Logging In
After downloading, click the SeaBank icon to launch the application. On the login page, you will see three sign-up options. Since I plan to use this with my Shopee account, particularly for my affiliate program, I will choose the “Continue with Shopee” option. When you select this option, it will prompt you to open your Shopee account; simply click the Open button. On the following page, click the “Continue” button to proceed.
Step 3: Confirm Number
To proceed with your login, the SeaBank app will verify your mobile number registered with your Shopee account by sending a verification code. In the Referral Code box, enter CL471778 (This is optional but if you input my referral code it would be of great help to me to create more blogs and tutorials like this one). Then, check the box agreeing to the Terms of Service and click the “Next” button. Once you receive the code, enter it on the next page.
Step 4: Create Password
On this page, nominate a password that you would like to use when loging in to your Seabank Account by typing it into both password boxes then click the “Next” button. Likewise, you can also opt to activate your Face ID on your iPhone by simply clicking the “Activate Now” button.
Step 5: Facial Verification
For enhanced security, facial verification is required. Click the “Start Facial Verification” button to begin. On the next page, position your face within the red frame so the app can capture your face.
Step 6: Upload ID
To verify your identity, you need to submit an ID. Choosing among the recommended IDs will make your verification faster so in my case, I selected the UMID option then click the “Next” button. On the next page, just click the “Take ID Photo” button to proceed capturing your ID using your mobile camera. Then on the next page, make sure that your whole ID is covered on the designated frame before clicking the shutter button.
Step 7: Confirm ID Details
Once your ID is captured, the system will try to read your personal details inscribed in your ID and automatically fill them on the identity details of the page. For any remaining blank fields, fill in the required information before clicking the “Next” button.
Step 8: Terms of Service
On the Terms of Service page, check the box indicating that you have read and agree to the Terms of Service, then click the “Next” button.
Step 9: Create Secure PIN
On the next page similar below, you will be prompted to nominate a 6-digit secure PIN. This code will be used for verifying transactions and other important account actions so be sure to memorize it.
Step 10: Application Successful
And voilà! You have successfully opened your SeaBank account. You can now enjoy the benefits of saving with SeaBank and earn interests and cashbacks in your transactions. Simply explore the app to discover more of its many great features.
Most Frequently Asked Questions
Does SeaBank Issue ATM card or Debit Card?
As of now, SeaBank does not issue ATM or debit cards. Nevertheless, you can still withdraw money from your SeaBank account by transferring funds to other banks or e-wallets that offer ATM withdrawals.
Where Can I Use My SeaBank Virtual Debit Card?
Your Virtual Card enables you to shop online globally wherever MasterCard is accepted. You can use it for online transactions such as purchasing items on Shopee, buying flight tickets, or paying for subscriptions like Netflix.
Final Thought
Opening a SeaBank account is a simple and efficient way to manage your finances. By following these steps and tips, you can ensure a smooth and successful onboarding experience. Happy banking!
Below are the other features you can learn more about other online banking platforms and features:
How To Get Your Electronic Statement Of Account (e-SOA) From Metropolitan Bank (Metrobank)
How To Access The Cash Advance Feature Of Your Metrobank Credit Card
How To Cash In To GCash Using Your Metrobank App
How To Withdraw From Metrobank’s ATM Without Using ATM Card
How To Pay Your Pag-IBIG Mortgage Thru Metrobank Online
How To Link Your Pag-IBIG Loyalty Card Plus to Union Bank Mobile App
How To Enroll Your Bank Account To Your SSS Account Online
Salamat mga Ka-Butingting! If you find this post helpful, please share it with those who also might benefit from it. And don’t hesitate to share it too to your social media networks. God Bless!
