Overview
Managing your Metrobank credit card has never been easier, thanks to the Metrobank Mobile App. By linking your credit card to the app, you can track your spending, view transactions in real time, pay bills, and enjoy a host of other convenient features—all from the palm of your hand.
If you’re wondering how to link your Metrobank credit card to the Metrobank Mobile App, follow this simple step-by-step guide to get set up quickly and easily.
Why Link Your Credit Card to the Metrobank Mobile App?
Before we dive into the process, here are a few reasons why linking your Metrobank credit card to the mobile app is highly beneficial:
- Real-Time Monitoring: Track your spending and transaction history in real-time, helping you stay on top of your finances.
- Secure Payments: Use the app to pay your credit card bills or make payments easily and securely.
- Stay Informed: Receive alerts on due dates, payment confirmations, and important updates related to your credit card.
- Convenient Access: Manage multiple accounts (savings, checking, and credit card) all in one app.
Now, let’s move on to how you can link your Metrobank credit card to the mobile app.
Step-by-Step Guide to Linking Your Metrobank Credit Card
Step 1: Download The Metrobank Mobile App
If you haven’t installed the Metrobank Mobile App yet, start by downloading it from either the Google Play Store (for Android) or the Apple App Store (for iOS).
- Android Users: Download from Google Play Store
- iPhone Users: Download from the App Store
Once downloaded, install the app on your device.
Step 2: Register Or Login To Your Account
If you haven’t registered for the Metrobank online banking app yet, simply open the app to sign up. Enter your account number and choose an account alias to assign to your account. Then, follow the prompts to complete the registration process. If you’re already registered, follow these steps to log in:
- Open the Metrobank Mobile App.
- To login, input your Username and Password then click Login button. For verification purposes, the system might send a 6-digit verification code to your registered number. Just input it to your mobile app to validate it.
Step 3: Link Your Credit Card
Now that you’re logged into the app, it’s time to link your credit card.
1. Navigate To “My Accounts”
Once logged in, tap the “three-line” symbol button found at the upper left corner of the app’s homepage then select “My Accounts” section. This is where you can manage and view all your Metrobank accounts.
2. Enroll Account
On the accounts page, you’ll see a button at the lower right corner of the current page named “+ Enroll“. Tap this to begin the process of linking your credit card.
3. Enter Your Credit Card Details
You will be prompted to enter your Metrobank credit card account number, your name on the card, date of birth and your preferred account Alias. Ensure you enter this information accurately before clicking the “Enroll” button.
4. Verify Your Identity
The app may ask for additional security verification. You’ll receive a One-Time Password (OTP) via SMS to the registered phone number linked to your Metrobank credit card. Enter the OTP when prompted.
5. Confirm And Link
Once your credit card information is verified, the app will automatically link your card. You will now be able to see your credit card details, balance, and transaction history under the “My Accounts” section.
Step 4: Explore And Manage Your Linked Credit Card
Now that your Metrobank credit card is successfully linked to the app, you can explore the features available to help you manage your finances.
- View Transactions: You can check your recent transactions and track your spending history.
- Pay Your Credit Card Bills: With the Metrobank Mobile App, you can easily pay your credit card bill directly from your savings or checking account linked to Metrobank. Simply navigate to the Payments section and select your credit card as the payee.
- Set Alerts and Notifications: Stay informed about payment deadlines, promos, and other important updates regarding your card.
- Report Lost Card: In cases you lost your credit card, you can immediately report this case to your branch via this mobile app to prevent unauthorized charges from being made on your account if someone finds it.
- Pay other Bills: Just like your debit card you can also uses your credit card to pay your bills in cases you run out of debit balance.
- Send Money: Using your credit card, you can also send cash to anyone either thru you enrolled contacts or accounts or using a QR code to do the transfer.
Card Installment Facility
Aside from the features discussed above, the following are installment features of your credit card that allows you to make monthly payments on a purchase instead of paying the full amount in one go. This can be a convenient way to manage your payments, especially for large purchases:
- Cash2Go: Convert your unused credit limit to cash with payment terms up to 60 months.
- Balance Conversion: Convert your retail purchases into monthly installments wherein you can settle your balances at lower interest rates with payment terms up to 60 months.
- Balance Transfer: Transfer balances from your other cards. This way you can consolidate balances from other cards while enjoying light monthly payments at lower interest rates with payment terms up to 60 months.
Additional Tips:
- Link Multiple Cards: If you have more than one Metrobank credit card, you can link multiple cards to the app following the same steps.
- Security Features: The Metrobank Mobile App is equipped with security features such as Face ID, fingerprint scanning, and OTP verification to ensure your accounts are safe and secure.
- Card Locking: If you ever lose your credit card or suspect fraud, you can use the app’s “Card Lock” feature to temporarily disable transactions on your card.
Conclusion
Linking your Metrobank credit card to the Metrobank Mobile App provides you with convenient access to your financial information, helping you stay organized and in control of your spending. With just a few steps, you can easily monitor your credit card activity, make payments, and ensure you’re always on top of your financial obligations.
If you haven’t linked your credit card to the app yet, now is the perfect time to do so. Enjoy seamless and hassle-free banking with Metrobank Mobile App!
Here are some other topics about Metrobank that might interest you:
What to Do If Your Cash Advance Withdrawal Fails: Metrobank Credit Card Experience and Solutions
How To Get Your Electronic Statement Of Account (e-SOA) From Metropolitan Bank (Metrobank)
How To Access The Cash Advance Feature Of Your Metrobank Credit Card
How To Cash In To GCash Using Your Metrobank App
How To Withdraw From Metrobank’s ATM Without Using ATM Card
How To Pay Your Pag-IBIG Mortgage Thru Metrobank Online
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